In a world where digitalization has made our lives easier in many aspects, Unified Payments Interface (UPI) plays a crucial role in simplifying all our transactions in India. However, when internet connectivity becomes a problem, it can hinder the smooth functioning of banking servers, leading to transaction failures. But now, there’s a solution to this issue. Even if you don’t have data on your smartphone, there’s an innovative way to conduct UPI payments – via USSD services, known as Offline UPI.
All you need is the mobile number registered with your bank account and the UPI PIN you have set. Confirm the linkage of your mobile number with your bank account, and proceed to link your UPI PIN. You can access UPI services on your screen without any internet connection, authorizing the desired transaction type you wish to perform. Input the necessary details, including the recipient’s mobile number, UPI ID, bank account details, and IFSC code, finalize the transaction by entering the amount you wish to transfer, and confirm your UPI PIN to complete the transaction seamlessly.
Each transaction has a maximum limit of up to ₹5,000, with a minimal charge of ₹0.50 (50 paise) applicable for each service. This service can be accessed across days and all telecom networks, as well as on all types of mobile phones, whether smartphones or feature phones. Although signal strength may vary, it’s important not to worry about server downtime. By utilizing this online method, you can promptly complete your payments whenever you need.
Embrace this new approach and make payments hassle-free by using USSD-based UPI transactions. Say goodbye to connectivity issues hindering your financial transactions and enjoy the ease of conducting payments in real-time.
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